My husband and I sat down a few weeks ago to write out our budget for our income tax return.
We have three categories that help us decide how to use tax return.
- Tithes = 10%
- Savings = 80%
- Spend = 10%
Knowing where we’ll divert our tax return in advance makes it easier to budget. Once our tax return arrives, we know that at least 10% of it can be used to pay for miscellaneous things or projects.
One of the miscellaneous expenses that fell under ‘spend’ around tax time a few years ago was the issue of our home phone.
At that time, we made a decision to turn off our land line and replace it with a mobile phone.
We decided on the Walmart Family Plan and have had it ever since. We have unlimited talk, text & data service which includes up to 500MB of 4G LTE data for $29.88 a month for the first line.
The price is budget friendly, costs less than a land line, and offers more benefits than a traditional phone.
Instead of a phone that just sends and receive calls, we have another device with which we can connect to the internet.
The Walmart Family 4G LTE data plan provides the most up to date technology so we get fast downloads and page loads.
Since we use this phone for more than just calls we decided to upgrade from an older model phone to the new ZTE ZMAX phablet. The screen is humungous which is perfect when my kids need to search the web or if I need to look up a recipe.
If you’ve been thinking about letting go of your landline, you should take a look at the Walmart plans. You’ll get way more benefits out of having a cell phone. Plus, if you’re paying more than $29.88 for your home phone, you’ll save money by going exclusively mobile for your home phone needs.
The biggest perk for me is ‘no contract’. If I ever change my mind about the service, I can cancel anytime.